There are many different asset-backed investments open to the individual investor. Each type has own specific risks, benefits and taxation treatment.
Investments
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.
There are various deposit-based investment vehicles available in the marketplace. Many customers will have money on deposit either with a bank or building society.
Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2020/21 at £20,000, while several new ISA variants, offer savings "bonuses".
This at-a-glance guide is intended to give you a quick snapshot of a range of different investment vehicles available.
UK News
The new system for setting Covid restrictions in Scotland adds two levels to the three tiers used in England.
"We all hope to be in a position" to allow families to spend Christmas together, a government minister says.
The highest levels continue to be in the north of England, says the Office for National Statistics
Authors say no child must go hungry this winter, amid continuing row over free school meals.
Pubs, restaurants and non-essential shops will shut when the 17-day lockdown starts at 18:00 BST.