Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.
Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.
"We all hope to be in a position" to allow families to spend Christmas together, a government minister says.
Authors say no child must go hungry this winter, amid continuing row over free school meals.
It will include a top level of measures more rigorous than those south of the border.
Pubs, restaurants and non-essential shops will shut when the 17-day lockdown starts at 18:00 BST.
The amount of retail sales saw a 1.5% rise last month, boosted by DIY and garden items.